What's 30 minutes of my time worth?
 

Approximately £650 (so about right :D ), according to Admiral :) ....

It's amazing what a short chat with your insurance company can do, just before renewal time. +++.

So that's Herman renewed this year for less than £150 (or ~ two front tyres ;) ), and my Tesla covered for less than £500 - i.e. a 50% discount from what they originally "offered" me on auto renewal, which was - unusually - already less than last year's premium :cool: :yippee: .

Result! I never accept a renewal quote, even if it is better or the same as last year's premium.

Just gone through the same thing with a 2 car policy with Admiral. They dropped £70 to £150 for the 8 and £180 for the Freelander. I just needed to provide another quote (from QuotemeHappy aka Aviva) and they managed to find some room for manoeuvre.+++ As you say, Steve, 30mins well spent.

What amused/pleased me this time David was that I didn't even have to try - other than saying at the start of the conversation that I wanted to check the best way of "shuffling" the various NCBs on my cars before getting a comparison from LV. Virtually no effort on my part, which is a first, I think +++

There is a new law now in place, since 1st January, to prevent price walking for loyal customers.

The law is that they must offer existing customers at least the same deal as they would a new customer