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You can with some companies. The Black FE I had in a while back is on a classic policy. The qualification is >15 years old and >£10K in value. The maintenance records were enough to convince them about the value apparently :D
I'm going to try it with mine next renewal, including agreed value. A new engine and rebuilt gearbox easily pushes it over £10K. Over £20K if you go with the list price! :ROFL: |
I've had quotes for classic policies on my old FE, but the premium was at least double that of a regular policy with Admiral. I've found the same as previous poster about multi-car - insuring the S5 was much cheaper without using multi-car, and Admiral no longer seem keen to press you to try and align policies. When we bought the Golf it just went on a separate policy.
I almost moved to LV on the Golf in January, but they were a little more expensive but with a massively higher excess. Speaking of windscreens, the Golf has cracked recently and I'm paying to have it replaced without going through the insurance. Will cost me about £300 rather than the £95 excess, but I want it done right and past experience with Admiral's preferred glass replacement company with our old A6 was not good..... |
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Talking of value, what would you put on a policy as a reasonable value for my D2?
It has no accident damage, is well-maintained (though due a service soon - ideally down in Devon if MJ has a workshop slot available sometime) and has had the gearbox fluid/filter and cam belt etc. done during my ownership (maybe due again before long?) Mileage, just over 100,000. (100333 to be precise) Not an FE, built in April 2002 but not registered until October 2003 (weird) so had a 53 plate when I bought it. Has 2 sets of 5 wheels (if it makes a difference), the OEM FL Avus 18's and FE 20's. I'm waiting for my policy documents to arrive but if I look online they've assigned a nominal value of £1.00! The question wasn't asked of me. :Confused: |
The policy documents just say "Market Value" and I'm pretty sure they won't change that wording, so it's a debate to have if (hopefully never) the question arises!
The other odd thing is that it has the winter tyres down as a modification. My current insurer has a clause saying "Wheels - Winter set to replace standard for season" and I don't need to tell them when I swap. This lot, and I phoned them, insist that they are told every time I swap the wheels over, sounds crazy. :Confused: They did say they do not charge for such changes. |
Insurance is not compulsory here, and as a result there's a lot more competition (at least on the face of it).
Third party property and injury is compulsory and included as part of yearly registration (tax). Third party vehicular and fully comprehensive are optional (though from a litigation perspective you'd be a fool not to have any). The result is I currently insure the S8 for about au$800 and the only restriction to any driver driving it is a minimum age of either 25 or 30. |
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Our daughter visited us for a few days recently and wanted a car to go house-hunting, so I checked what it would cost to add her temporarily to our insurance; the answer was absolutely nothing in both cases, so I did that. She was mostly driving the Volvo, but I let her have a go in the S8 as well with me as passenger. She has driven all sorts of stuff from a young age, including borrowing my big company cars when just 17, and regularly takes quite large vehicles to/from construction sites. As ever with insurers the paperwork didn't arrive until ages later, only just got the Audi-related certificate. On examining it, it still shows winter tyres, even though I told them when I took them off. Strange. :tuttut: I did just phone to check, told them explicitly that I have standard tyres on now, and they said it was all fine as it was. That's just how they record it! :Confused: |
Slight digression, but I've just renewed my policy with Privilege, including breakdown cover again.
BUT the question for people here is, who do you use for breakdown cover? For D2's. We've actually continued with "Personal Cover" (via Privilege, i.e. Green Flag)which seems to be the most flexible and cost-effective way to cover 2 drivers and 2 cars, but that won't work at the next renewal. They have an age limit on vehicles you're in of 16 years and (oddly) my D2 was first registered in October 2003 so will be fine up to the next renewal. The other car is a Volvo so gets an element of breakdown cover via them as long as we keep maintaining it at a Volvo dealer. |
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