Insurance for D4 4.2....
 

Only had my D4 4.2tdi since mid November.
My insurance is due on 20 Jan. I do have multi car insurance with admiral and last year, for a D3 4.2tdi and a BMW 645, they were very competitive!
Now, I'm struggling to insure this D4 for less than £500! I'm 50 yrs old FGS!
I've shopped away from admiral and looked at comparison sites and £430, with a high excess, seems to be the best I can get.
I have no convictions, points, etc.
Has anyone else experienced this 'hike' in price from a D3 to D4?
Why is there such a jump - both have the same engine and roughly the same construction?

Massive hike on my S5 (2011) to over £450. I’m 46 and live in a good postcode

Got to renew both cars around the same time as you. Currently with LV multicar after moving from Admiral following a non-fault claim on the S5 (which didn’t alter premium much when renewed last year)

I think the issue is more to do with the rebuild costs of newer models, headlights at over a grand each, loads of electronics behind the bumper and grill, etc.

Yes, the rebuild costs on newer, highly technical cars is an insurance issue.

Plus I wouldn't be surprised if all the driving aids newer cars have on them make us worse, less alert drivers

I suspect there's an age profile (for the car) issue that's kicking in, in terms of the value of the car as a commodity, and the cost of replacement parts, which makes a write-off more likely than a repair. Also as cars get cheaper, there 'may' be a tendency for them to be driven by people who take less care to avoid minor knocks

I suspect for our S5 they're dropping into sub-£10k territory as a reasonably rapid/affordable family wagon, plus with age on the vehicle the insurance industry will claim that the profile for claims for that vehicle are now better understood (based on claims history), so increases are justified.

Will see how I manage to get on +++ as an aside, our 2015 Golf GTI is still sub-£250 and hasn't ramped up, which does suggest the car is the issue when it comes to the Audi.....

Interesting as my S8 just gets cheaper and cheaper to insure, maybe entering "cherished" territory?
The Volvo on the other hand they keep trying to charge more for, yet it has way more driver/safety aids. :Confused:

Has anyone ever managed to get "cherished" insurance for there D2 as yet? It would be really useful at the moment to be able to get Agreed valuation insurance.

S8 might just squeeze into Classic insurance this year as 20 years old seems to be the starting point. For it to qualify for Classic insurance you must have another car as your main vehicle and you'll have a limited mileage (negotiable at time of insuring)

I recently enquired about Classic insurance on a 1995 BMW 525 and my usual Classic insurance broker couldn't do it yet another broker quoted me on 1999 BMW 740 on a Classic policy.

Worth making a few phone calls to ask what's available

Yeah same as! I sold the d3 4.2tdi and now have the D4 3.0tdi and Admiral have quoted me silly money. I just stayed with them till Feb 20 as my renewal will be then. Will have to shop around:(

You'll be pleased to hear that we've started working on securing some deals and contacts for group owners and the first has now been sorted - to get additional discount via the well known brokers Adrian Flux +++

We hope that this helps at least a few of us! +++

Here are the details:
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Adrian Flux Insurance Services are pleased to announce their association with A8 & S8 UK Owners Group and all those who support the business.

We are able to offer up to 15% discount on policies for group members and welcome owners of all performance cars, modified vehicles, LHD Imports, Motorhomes, young drivers and convicted drivers.

Why choose Adrian Flux Insurance Services?
For the past 40 years Adrian Flux Insurance Services has developed into the country's leading agent for Specialist Motor Insurance, providing services dedicated to the specific needs of our clients. This enables us to offer all drivers' competitive premiums and excellent service coupled with special discounted rates for car club members.

Our ‘specialist’ schemes enable us to provide very competitive premiums and added benefits such as free legal cover and breakdown cover at only £59 for Homestart, and European cover.

Call this number today on Freephone: 0808 100 1336 and mention ‘A8 & S8 UK Owners Group’

or visit the Flux website:
https://www.adrianflux.co.uk/Audi/
Where again you need to mention "A8 & S8 UK Owners Group" when you enquire and the additional discount will then be applied.

(Our Account is managed by Harry Spilman)
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