Quote:
Originally Posted by steamship
Does your insurance not have windscreen cover, whereby you only pay a small fee around £65, and it doesn't affect your premium?
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It does indeed, and that is the theory so I only paid the (small) excess, but I just don't trust them (Privilege)! 
Interestingly I had the windscreen replaced on my Volvo during the early days of lockdown, which turned out to be rather a logistical nightmare as it had to go away to a specialist to have the cameras etc. recalibrated as part of the job. Full fat job; heated windscreen and lots of cameras and sensors up near the mirror.
But that cost me absolutely nothing! The windscreen excess is a sweet fat zero on that policy (Aviva) and it didn't go up at all, in fact reduced on renewal. 
Quote:
Originally Posted by ainarssems
It does not affect NCD but you still need to declare as claim for the following years, insurers does not say it openly but I strongly suspect it does raise premiums, why else would they be asking to declare.
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It actually shows as a claim on my renewal paperwork; I arranged the work via my insurers so they are fully aware.
Nothing shows on the Volvo policy though, again all arranged via the insurers. 
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2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions, ski hatch retrofit; extended leather. Aftermarket DVB-T, reversing camera and full XCarlink (Bluetooth etc.).
2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation".  (A much rarer model than a D2 S8 by the way!) Oh, and a brand new engine at just under 30,000 miles on the factory one! 
Finally: gone, but not forgotten.....
1998 D2 PF S8. AgateGrey/Platinum. Every option (I think) except electric rear seats, tiptronic steering wheel, ski hatch, towbar & dimming door mirrors.
e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course.  (internal dimming mirror added later)
1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon, Auto-dim mirror, Leather, Trip computer, Cruise control, OEM Ford SatNav with CD changer.
And before that a lot of Rover 800s, a few oddities, a lovely Triumph Dolomite 1850HL with Overdrive and way back in my schooldays an Austin Seven aka Mini 850!
Last edited by HPsauce; 9th April 2023 at 07:30 PM.
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