I think insurance need to be regulated more! It’s unbelievable the difference between sister companies. I have max discount and ended up paying 20% more this year. Please do not be fooled by the multi car rubbish as sometimes it works out cheaper to do it individually. We had several cars with Admiral but went up by massive this year so had to break it all up. Esure came out decent this year. Another thing I don’t understand is the companies adding all these additional gimmicks like legal cover, You would think that with FC cover you should have that as standard, but no they say in case it’s a fault accident
Also last year one of our parked car had been hit by a drunk driver, he damaged 4 cars, police caught up and the company took all liability but guess what our premium went up stating that it does not matter non fault, WTF. Also now if you claim windscreen then it becomes a actual claim. Jokes! Sorry that’s my rant