Mileage makes a huge difference
I’m in the market for something similar, I’d bet 20k per annum would make it at least 600 per month
And why would you pay off 0% finance, that would be pointless
As for speccing it yourself, try it and see the impact that has on payments too as options add nothing at all to residual value
Wait another 3 months and you’ll be able to buy new at not much more than 40k
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2019 BMW M5 (my daily driver)
2002 Mark's D2 S8 FE
2020 BMW M340d xDrive (Anely's daily driver)
2000 FL D2 4.2 QS - SOLD 2011
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