Used warranty is definitely from date of purchase, not tacked on to the end of the manufacturer warranty, it's one or the other, not both consecutively.
I think I'd prefer 9 months manufacturer, then extend at cost, rather than 12 months approved used insurance warranty
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2019 BMW M5 (my daily driver)
2002 Mark's D2 S8 FE
2020 BMW M340d xDrive (Anely's daily driver)
2000 FL D2 4.2 QS - SOLD 2011
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