With mine (Privilege) it's far from obvious when taking out cover. Ours is a combination of specific car (Volvo, any driver, as we add our family onto it at times) and personal cover (both of us) when travelling in (or driving) any car.
The ONLY place I've seen it drawn attention to this time is in the covering letter sent with the renewal schedule, though I was already aware of it (not sure how). I guess it's buried in the full policy somewhere!
The letter specifies "under 16 years old and is privately registered and being used in the UK".
Edit:
The policy states the same thing but in a separate sentence says:
"What's not covered: Journeys in vehicles that are more than 15 years old"
This is confusing as "old" is not defined, though I'm assuming time since first registration not build date as they wouldn't know that.
And what happens in the 1 year period from the cars 15th anniversary to it's 16th? 
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2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions, ski hatch retrofit; extended leather. Aftermarket DVB-T, reversing camera and full XCarlink (Bluetooth etc.).
2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation".  (A much rarer model than a D2 S8 by the way!) Oh, and a brand new engine at just under 30,000 miles on the factory one! 
Finally: gone, but not forgotten.....
1998 D2 PF S8. AgateGrey/Platinum. Every option (I think) except electric rear seats, tiptronic steering wheel, ski hatch, towbar & dimming door mirrors.
e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course.  (internal dimming mirror added later)
1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon, Auto-dim mirror, Leather, Trip computer, Cruise control, OEM Ford SatNav with CD changer.
And before that a lot of Rover 800s, a few oddities, a lovely Triumph Dolomite 1850HL with Overdrive and way back in my schooldays an Austin Seven aka Mini 850!
Last edited by HPsauce; 26th October 2018 at 09:15 AM.
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