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D2 - Everything else Anything that doesnt fit elsewhere |
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#1
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Dispute with insurance value! Can anyone help please?
Hello all
My insurance company has written off my 2.8 Sport They have offered me less than half what I believe is a reasonable retail replacement cost and are currently refusing to budge. I have a Parkers valuation, but they won't take that into account, being a 'consumer' guide. In order to strengthen my case, I could really do with CAP and/or Glass' (preferably both!) 'Retail' values weighted for milage and options. I believe you can only get these as a motor trade professional. Does anyone have access to these, or know someone that may be able to help? I would be very happy to pay for the trouble! Thanks :-) |
#2
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There must be some sort of arbitration/ombudsman service?
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2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions, ski hatch retrofit; extended leather. Aftermarket DVB-T, reversing camera and full XCarlink (Bluetooth etc.). 2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation". (A much rarer model than a D2 S8 by the way!) Oh, and a brand new engine at just under 30,000 miles on the factory one! Finally: gone, but not forgotten..... 1998 D2 PF S8. AgateGrey/Platinum. Every option (I think) except electric rear seats, tiptronic steering wheel, ski hatch, towbar & dimming door mirrors. e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course. (internal dimming mirror added later) 1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon, Auto-dim mirror, Leather, Trip computer, Cruise control, OEM Ford SatNav with CD changer. And before that a lot of Rover 800s, a few oddities, a lovely Triumph Dolomite 1850HL with Overdrive and way back in my schooldays an Austin Seven aka Mini 850! |
#3
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Hi. Yes, there is and I'm prepared to go down that route if absolutely necessary. Right now though, I'm attempting to persuade them to up their offer, and I need more 'ammunition'. I have a couple of written valuations from local traders which I haven't yet sent to them, and could really do with CAP and Glass' values to go with them, to really push my point home. If they still refuse to budge after that, then I would have no choice but to go to the Ombudsman.
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#4
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Sorry to hear
The FOS is the place to go - link below https://www.which.co.uk/consumer-rig...rance-provider But follow their advice about doing things in the right order first
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Confidence is the feeling you have before you know better . . . . Audi A8 D2 3.7 Quattro Sport 1999 FL - Melange 2nd Place Winner - A8-Freunde Annual German Meet 2012 at Edersee 20" x 9" Bentley GTC Wheels with 385mm W12 Front Discs & Bentley Caliper Covers, Front Lowered on Coilovers, Xenons, Combined DRLs and LED Foglights to modified OEM front fog lamp position, Alcantara/Leather, Full Black Alcantara headlining + pillars and blind shelf, Bespoke Flat Bottomed Sports Steering Wheel, Dark Myrtle Wood, Autodim Mirrors, Bose, Blinds, Digital TV, Ski Hatch, Modified rear exhaust section for extra V8 Burble Audi S8 D2 Final Edition 2002, Avus Silver with Red Leather Interior Tiptronic with Sport mode button, Sony rear entertainment package, Bose sound system, Audi Navigation Plus, 20 inch Final Edition alloys, Full Cat Back Stainless Milltek exhaust, giving a great V8 burble Audi A8L D2 4.2 Petrol with LPG - Ebony Black Audi A8L D4 FL 4.0T Petrol twin turbo - Havana Black Audi A2 1.6 FSi Sport - Dolphin Grey with Votex body kit and Red Leather Interior and some other A8's A8L's and Mercs |
#5
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That's a helpful link, thanks! :-)
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#6
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What valuation have they used? Do they not need to use the CAP/Glasses valuation too with adjustments for mileage etc?
For mine I sent in links to similar vehicles for sale showing their valuation wasn't even in the ball-park. I also had (obtained, thanks to the helpful seller) the receipt as I'd only bought the car 6 months prior but I don't think this will be helpful in your case as you've owned the car a while now. I also contact a chap called Tim Kelly here https://www.motorclaimguru.co.uk/ who said he would be able to help if needed. Cost would have been about £200 but potentially can be reclaimed from third party! I hope you can get it sorted. Edit: Check legal case Coles v Hetherton too https://www.fenchurchlaw.co.uk/coles...overy-actions/
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Cars... '93 Audi Coupe 2.0 Alpine White (sold) '99 Audi S4 Merlin Purple - K04 upgrade to 412hp (sold) '00 Audi S8 Agate Grey (Sold ) '11 Audi Q7 4.2tdi Unknown Red (Classic Red Pearl Effect - thanks MJ) Last edited by pete-p; 25th April 2018 at 11:45 AM. |
#7
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Thanks a lot for that! I've contacted Tim.
Insurer has said in writing that their valuation is Glass' 'Retail'. It's so low however, I just struggle to believe it. I did manage to find a CAP 'trade' value (although can't get CAP 'Retail' irritatingly!), which is only just slightly below their value. I think they might be using Glass' 'Trade' value, which obviously is considerably lower than Retail. I asked them for a scan/screenshot/link to the valuation, and surprise surprise, as yet I haven't received it... |
#8
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Quote:
I had the same argument with my insurer when my van was stolen, Parker’s said it was worth £14000 but their (trade only) site said it was worth £4000 so that’s all they offered until I emailed them a list of vans for sale on eBay and autotrader with similar spec/ mileage. They ended up giving me £7400 so it’s worth fighting them.
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Audi S8 D3 07MY 5.2 V10 Daytona Grey With Bang & Olufsen Advanced Sound System, Advanced Parking System, TV Analog/ Digital, Rear/Back Window blinds, Front and rear heated seats, Alcantara Roof, Extended leather Pack 2, Extended Aluminium pack, Carbon and Aluminium trim packs, RSE, PS2. Jobs done so far; Fitted an RS Steering Wheel, Fitted 15mm wheel spacers, Lowered 10mm with VCDS, Reinstalled factory DVB, Unlocked VIM, Updated MMI to 5570, Fixed Factory Bluetooth Phone, Fitted heated fan-spray washers, Installed Bluetooth DAC For Audio, Added projection Puddle lights, Wind Deflectors, Fitted Apple TV to all 3 Screens, installed car WiFi, Fitted Custom vortex Exhaust |
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