Insurance Renewal Time...

[Johnmed]

Direct Line more than doubled my renewal, and days of online quote seeking followed.

Crazy quotes were coming in left, right and centre. Especially as I'm 35, nice area, kept on drive and 10 yrs NCD.

I tried all the variables, more/fewer miles a year, with/out a named driver to no avail. Quotes ranged from £440 - £900! without protected NCD, without legal protection, without everything basically.

Kept going and went directly to the big companies in addition to the major comparison sites, still no joy. The cheapest on the comparison sites turned out to be profiteering A-holes who wanted a lot more money given that the wife and I have both been on speed awareness courses (and have clean licences) years ago. So on principal I avoided them.

Anyway, I tried Addian Flux, and got a good policy, protected NCD, fully comp including European travel (up to 60 days at a time) for under £400.

I've always heard good things about Flux on the Internet but they've never been anywhere near competitive in the past.

So, maybe others should try them too. (I nearly didn't bother)

[tintin]

That'll be Harvey Keitel's appearance fee then .

My Tesla group have an insurance spreadsheet which is shared with the group members, which lets us compare and contrast quotes for (essentially the same vehicle) from different providers. Maybe we could do the same here, if people are willing to share? - it won't give anyone the "answer", but could shortcut some of the time spent hunting, which can be a right pain .

[Johnmed]

Would be interested in something like that, not too sure how it would work.

[David's8]

Originally Posted by tintin

That'll be Harvey Keitel's appearance fee then .

My Tesla group have an insurance spreadsheet which is shared with the group members, which lets us compare and contrast quotes for (essentially the same vehicle) from different providers. Maybe we could do the same here, if people are willing to share? - it won't give anyone the "answer", but could shortcut some of the time spent hunting, which can be a right pain .

How does that work given the variables - age, other drivers, points, area, garaged, etc.?

[Goran]

Next time try also Sky insurance, I switched from Flux to them they beat all other quotes.

[HPsauce]

Originally Posted by Johnmed

Direct Line more than doubled my renewal

Just had my renewal through for the "other" car from DL and it's a tiny bit less than last year.
The S8, which was renewed a few months ago and also with DL, had gone down as well, a noticeable amount at nearly 10% IIRC.

[Johnmed]

Originally Posted by Goran

Next time try also Sky insurance, I switched from Flux to them they beat all other quotes.

Cheers. Will do.

Originally Posted by HPsauce

Just had my renewal through for the "other" car from DL and it's a tiny bit less than last year.
The S8, which was renewed a few months ago and also with DL, had gone down as well, a noticeable amount at nearly 10% IIRC.

it's crazy, we've been with DL for maybe 10 yrs and they've always been the cheapest. Until now?! Like they really don't want us to renew.

[Witchfinder]

My renewal quotes from Esure have consistently been the cheapest for over 8 years now. In fact, the S8 is cheaper to insure with them than my 2.5T Ford S-Max! 40-year-old software consultant, living in Oldham, £550 for the year.

[oldnick]

I had quotes from a variety of companies ; most expensive was Zurich , £3,912 !!!! no , I'm quite serious even if they were not

but the secret of a good price ? be over 50!!!

L & V ...£177 basic comprehensive with £550 excess including commuting to work but 5k mileage