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For Sale and Wanted - General Posting for buying / selling your own personal non vehicle related items |
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#21
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Forgot to say - expect them to try and flog you GAP insurance and various other products once you have jumped the finance hurdle - if you are not interested, be firm but polite and they will quickly move on to someone else!
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#22
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Personally I hate finance full stop....When you look at the prices you are charged it becomes silly.
The good deal on the car becomes terrible. Oddly a lot of people chivvy away at the sale price and yet just accept the finance. If you must, bank loan, but often i'd just say go for a car you can afford, build up the cash and then buy. It'll work out much much better in the long run and if something happens financially in the mean time, then you won't have really buggered things up! I'm also the kind that always pays off a credit card in full each month. They are great, you can make money on them even. But the cripple you if you leave *ANY* money on them! It's also probably why i'm happy with a PF 4.2 A8 (amongst others) |
#23
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your right
gap insurance and autoglym were the favorites
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______________________________________________ A8 4.2TDI - Ice Silver, Comfort heated/cooled/massage Seats, Alcantara, Extended Leather pack, Ambient light pack, Solar roof, Night Vision, Lane change assist, Audi presense, Audi BrakeGuard, ACC Cruise, Blinds, Quad Air, AMI, Online services, Parking with rear Camera, Aluminium brushed inlays, Adaptive Zenons, High beam assist, Bose Sound, and more Gone but not forgotten: A8 D3 2005- AMI HDD, Audible Parking, TV, NAV, Bluetooth, Hybrid TV, Aftermarket headrest monitors, Rosstech VCDS / Vagcom |
#24
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Quote:
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2002 Final Edition S8. Ebony black with Silver Grey leather and myrtle wood trim. Current mods: solar sun roof, 20mm rear spacers, 15 mm on front, red brembo callipers, 6k headlights, rear view camera, engine remap, alloy dash dial rings, alloy navi rings, tt/phaeton pedal upgrade, (and custom matching foot rest) dension ipod interface & parrot hands free kit (both fully hidden), av input, tv in motion switched thro' PF switch in blanking plug right of steering column, Audi 'quattro' sill covers, repositioned centre console switches, radio clock, .Planned mods: auto-dimming rear view mirror, dash cam (as steamship's), fit the ski hatch, refit philips drl's (or maybe not - nope, definitely not - horrible botch!). |
#25
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I was happy with my FL D2 S8 too.....Alas it was less happy with me as after 230k it killed it's engine. I really did like that car!
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#26
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in 2008 when i bought my A8 brand new
the dealer said.. why dont you use Audi's money instead of paying in one lump sum, i said oh is it interest free ? they said well err No sir, i said mine is then he went away and i happily drove away
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Looking for the Holy Grail Audi .. 2018 VW Caravelle Executive T6 2010 A6-C6 3.0tdi LeMans Quattro |
#27
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so i asked a salesman who informed me that it doesnt work like that anymore, theres no need to know the price, what we do is a credit check on you which gives us a max per month figure you can have, we ask you what type of car you want, then we put you, the car and the monthly figure together, deal done. i just laughed, and left
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______________________________________________ A8 4.2TDI - Ice Silver, Comfort heated/cooled/massage Seats, Alcantara, Extended Leather pack, Ambient light pack, Solar roof, Night Vision, Lane change assist, Audi presense, Audi BrakeGuard, ACC Cruise, Blinds, Quad Air, AMI, Online services, Parking with rear Camera, Aluminium brushed inlays, Adaptive Zenons, High beam assist, Bose Sound, and more Gone but not forgotten: A8 D3 2005- AMI HDD, Audible Parking, TV, NAV, Bluetooth, Hybrid TV, Aftermarket headrest monitors, Rosstech VCDS / Vagcom |
#28
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So there is a fight back if you have the face for it, be as cheeky as they are!
Take out every finance deal they can offer, GAP insurance, don't worry about the rubbish APR and use this as a way to negotiate the screen price down, because they will get commission from the finance and insurance vendors. Make out "I'd but it if it was xx price, not worried about the monthly cost". Then cancel the finance and insurance(s) within the 14 day cooling off period, you settle direct with the finance company as the reduced screen price. The downside is the dealer looses their commission. I have a friend who routinely does this, I haven't personally as I think it is questionable morally. The closest I came to using the scheme to my advantage was to convince a "business manager" (aka finance sales man) that he didn't want to be trying to sell me finance, i.e. "if you really push me I will take it but I'll probably cancel in the cooling off period" which resulted in him thanking me for my honesty and running away leaving me for a cash purchase |
#29
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love that, way to go if you have the cash
these guys were really bad, they were looking for anyone with bad credit that couldnt get a deal elswhere
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______________________________________________ A8 4.2TDI - Ice Silver, Comfort heated/cooled/massage Seats, Alcantara, Extended Leather pack, Ambient light pack, Solar roof, Night Vision, Lane change assist, Audi presense, Audi BrakeGuard, ACC Cruise, Blinds, Quad Air, AMI, Online services, Parking with rear Camera, Aluminium brushed inlays, Adaptive Zenons, High beam assist, Bose Sound, and more Gone but not forgotten: A8 D3 2005- AMI HDD, Audible Parking, TV, NAV, Bluetooth, Hybrid TV, Aftermarket headrest monitors, Rosstech VCDS / Vagcom |
#30
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You don't need the cash, just take out cheaper finance as mentioned earlier - like a bank loan
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