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#1
16th May 2010, 01:11 AM
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Credit Check
Last month I was offered a new job, I had to go to various assessments and multiple interviews and was chosen out of hundreds of applicants so I'm over the moon, I get some really good perks, great money and get to travel the world through the company with excellent career development prospects. Its ideal, but I got an e-mail from the company and they want to do a credit check on me. So I gave them the authorisation to do it, I haven't heard anything from them since. (I have been offered the job and start next month) but haven't been told of the results of the credit check...
I have never borrowed money or had a mortgage/loan in my life. I do however have a phone bill/Insurance which I pay every month and have never been in overdraft. Should I be worried? Past few days I have been going on the 'no news is good news' mindset but thought I would put the question to you older more wiser chaps as it is on the back of my mind. Thank You 
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2009 Audi RS 6 Saloon V10 - 420mm Ceramics, Keyless, Soft Close, Adaptive Cruise, Glass Sunroof, Blinds, Twin Pane & UV, Freeview & DAB, High Beam Assist, MTM bits, Audi Exclusive Bits, MRC, Milltek, GYEF1 ASY2's, Bluetooth streaming music to AMI mod - 753 PS/1021 NM 2016 Audi S3 Saloon, Sepang, S-Tronic - B&O, Tech Pack etc... Company Car 1995 Audi A8 4.2 V8 quattro Sport - Bose, Solar, Blinds 
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#3
16th May 2010, 09:22 AM
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Well done on the job Amar and don't worry about the credit check. It's routine and if there was any negative aspects you would of heard pretty quickly.
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Conan (the Librarian) Watch it if you dare Currently, 2000 S8, Merlin Purple, Leather Pack 1, Winter Pack 1, SPAX adjustable suspension, AP Racing 6 pot front caliper, 385mm fully floating disks, EBC Yellow Stuff Pads, Black Diamond grooved rear disks and predetor pads, D2 Doctors Brake Block. 1997 4.2 A8SQ - the Projekt. 12 years and ongoing! 1997 4.2 A8SQ - Ming Blue. Restoration sat waiting; saved from the Scrapyard 2003 C5 Allroad 4.2Q - Cobolt Blue. Towing car. Laid up awaiting manual conversion. 2005 C5 Allroad 2.5TDi FE - Grey - Workhorse. 2015 Q3QS SLine - Daytona Grey. Lots of extras! Long Haired Admirals cutter. Previously 2003 C5 A6 1.9TDI FWD - Loaner from D2 Doctor Lifex 1997 S8 - Ming Blue. Loaned out and written off. I loved that car. My first engine swap after cambelt failure. 1996 4.2 A8SQ - Ming Blue. 178k on a cambelt! Trader's 8. Delivered to A8Parts at Lifex. 2003 2.8 A8SQ - powder blueish. Fill in for a while. Sold on. 1998 1.8T A4 Avant FWD. Ming Blue (there's a theme here), PEX for the 97 S8. And a list of non VAG going back 40 years before I saw the light.
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#4
16th May 2010, 10:48 AM
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Id agree Amar dont worry if there was a problem you would have heard back
and Congrats on the job from me - well done mate
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Confidence is the feeling you have before you know better . . . .  Audi A8 D2 3.7 Quattro Sport 1999 FL - Melange 2nd Place Winner - A8-Freunde Annual German Meet 2012 at Edersee 20" x 9" Bentley GTC Wheels with 385mm W12 Front Discs & Bentley Caliper Covers, Front Lowered on Coilovers, Xenons, Combined DRLs and LED Foglights to modified OEM front fog lamp position, Alcantara/Leather, Full Black Alcantara headlining + pillars and blind shelf, Bespoke Flat Bottomed Sports Steering Wheel, Dark Myrtle Wood, Autodim Mirrors, Bose, Blinds, Digital TV, Ski Hatch, Modified rear exhaust section for extra V8 Burble  Audi S8 D2 Final Edition 2002, Avus Silver with Red Leather Interior Tiptronic with Sport mode button, Sony rear entertainment package, Bose sound system, Audi Navigation Plus, 20 inch Final Edition alloys, Full Cat Back Stainless Milltek exhaust, giving a great V8 burble Audi A8L D2 4.2 Petrol with LPG - Ebony Black Audi A8L D4 FL 4.0T Petrol twin turbo - Havana Black Audi A2 1.6 FSi Sport - Dolphin Grey with Votex body kit and Red Leather Interior and some other A8's A8L's and Mercs
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#5
16th May 2010, 01:02 PM
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Thanks for the congrats, I am excited about starting. That's put me at ease now, never had a credit check done on me before but I thought it might be adverse based on me not having borrowed in the past!
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2009 Audi RS 6 Saloon V10 - 420mm Ceramics, Keyless, Soft Close, Adaptive Cruise, Glass Sunroof, Blinds, Twin Pane & UV, Freeview & DAB, High Beam Assist, MTM bits, Audi Exclusive Bits, MRC, Milltek, GYEF1 ASY2's, Bluetooth streaming music to AMI mod - 753 PS/1021 NM 2016 Audi S3 Saloon, Sepang, S-Tronic - B&O, Tech Pack etc... Company Car 1995 Audi A8 4.2 V8 quattro Sport - Bose, Solar, Blinds
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#6
16th May 2010, 04:05 PM
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If you're on a contract phone, then chances are you've had one run on you.. They run them for all manner of things.
Congrats on the job though.
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2010 Jag XF 3.0D Portfolio S I know.. I know.. 
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#7
16th May 2010, 04:19 PM
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Sounds like a good job you've been offered, hope it all pans out for you.
On the Credit Check side of things. I know from the Forum you are a young guy and you've told us no problems re Credit. What you need to establish is a good Credit Record. To do that you need to take out a loan and pay it back early, do that kind of thing a couple of times and THEY see a good record - having nothing to show is sometimes not enough! Stew
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#8
25th May 2010, 12:03 AM
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Thanks Sloss, that is good advice on taking out a small loan and paying it back to get a good credit rating and something I will think about. Got a contract through today so the credit check must have gone right. Start in two weeks.
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2009 Audi RS 6 Saloon V10 - 420mm Ceramics, Keyless, Soft Close, Adaptive Cruise, Glass Sunroof, Blinds, Twin Pane & UV, Freeview & DAB, High Beam Assist, MTM bits, Audi Exclusive Bits, MRC, Milltek, GYEF1 ASY2's, Bluetooth streaming music to AMI mod - 753 PS/1021 NM 2016 Audi S3 Saloon, Sepang, S-Tronic - B&O, Tech Pack etc... Company Car 1995 Audi A8 4.2 V8 quattro Sport - Bose, Solar, Blinds
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