Road Tax gone up again !

[ainarssems]

Originally Posted by steamship

Does your insurance not have windscreen cover, whereby you only pay a small fee around £65, and it doesn't affect your premium? I had the rear window on the S8 replaced and the renewal price didn't increase.

It does not affect NCD but you still need to declare as claim for the following years, insurers does not say it openly but I strongly suspect it does raise premiums, why else would they be asking to declare. If it's expensive screen it's worth doing on insurance even if premium increase a bit. I had it done for Tesla as it would have been £1k. But for some older/ more common cars you can get aftermarket screen supplied and fitted by independent fitters for £140 or pay £85-100 excess to insurance company and likely also to get increase in insurance premium.

[HPsauce]

Originally Posted by steamship

Does your insurance not have windscreen cover, whereby you only pay a small fee around £65, and it doesn't affect your premium?

It does indeed, and that is the theory so I only paid the (small) excess, but I just don't trust them (Privilege)!

Interestingly I had the windscreen replaced on my Volvo during the early days of lockdown, which turned out to be rather a logistical nightmare as it had to go away to a specialist to have the cameras etc. recalibrated as part of the job. Full fat job; heated windscreen and lots of cameras and sensors up near the mirror.
But that cost me absolutely nothing! The windscreen excess is a sweet fat zero on that policy (Aviva) and it didn't go up at all, in fact reduced on renewal.

Originally Posted by ainarssems

It does not affect NCD but you still need to declare as claim for the following years, insurers does not say it openly but I strongly suspect it does raise premiums, why else would they be asking to declare.

It actually shows as a claim on my renewal paperwork; I arranged the work via my insurers so they are fully aware.

Nothing shows on the Volvo policy though, again all arranged via the insurers.