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  #11  
Old 14th April 2018, 12:26 PM
tintin tintin is offline
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Quote:
Originally Posted by Davey Blueeyes View Post
I wonder if you could get a D2 on a classic policy? Most of the PF are over 20 years old now? If not, you should be able to!
?
That's unlikely: I have one of my other older cars on a classic policy, and was told by the broker (who specialise in "modern classics") that the D2 wouldn't qualify - the renewal adviser even checked with their classic policies underwriter to see if they would change this policy for me, but they didn't.
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  #12  
Old 14th April 2018, 05:00 PM
MikkiJayne MikkiJayne is offline
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You can with some companies. The Black FE I had in a while back is on a classic policy. The qualification is >15 years old and >10K in value. The maintenance records were enough to convince them about the value apparently

I'm going to try it with mine next renewal, including agreed value. A new engine and rebuilt gearbox easily pushes it over 10K. Over 20K if you go with the list price!
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  #13  
Old 14th April 2018, 05:32 PM
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Adrian E Adrian E is offline
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I've had quotes for classic policies on my old FE, but the premium was at least double that of a regular policy with Admiral. I've found the same as previous poster about multi-car - insuring the S5 was much cheaper without using multi-car, and Admiral no longer seem keen to press you to try and align policies. When we bought the Golf it just went on a separate policy.

I almost moved to LV on the Golf in January, but they were a little more expensive but with a massively higher excess.

Speaking of windscreens, the Golf has cracked recently and I'm paying to have it replaced without going through the insurance. Will cost me about 300 rather than the 95 excess, but I want it done right and past experience with Admiral's preferred glass replacement company with our old A6 was not good.....
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  #14  
Old 15th April 2018, 10:42 AM
Davey Blueeyes Davey Blueeyes is offline
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Quote:
Originally Posted by MikkiJayne View Post
You can with some companies. The Black FE I had in a while back is on a classic policy. The qualification is >15 years old and >10K in value. The maintenance records were enough to convince them about the value apparently

I'm going to try it with mine next renewal, including agreed value. A new engine and rebuilt gearbox easily pushes it over 10K. Over 20K if you go with the list price!
Let us know how you get on MJ. I don't see why you couldn't have a D2 on a classic policy? I've had all manner of Jaguars, including a V12 XJS on a classic policy in the past and that was about 13 years old at the time?
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  #15  
Old 18th April 2018, 10:08 AM
HPsauce HPsauce is offline
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Talking of value, what would you put on a policy as a reasonable value for my D2?

It has no accident damage, is well-maintained (though due a service soon - ideally down in Devon if MJ has a workshop slot available sometime) and has had the gearbox fluid/filter and cam belt etc. done during my ownership (maybe due again before long?)

Mileage, just over 100,000. (100333 to be precise)

Not an FE, built in April 2002 but not registered until October 2003 (weird) so had a 53 plate when I bought it.
Has 2 sets of 5 wheels (if it makes a difference), the OEM FL Avus 18's and FE 20's.

I'm waiting for my policy documents to arrive but if I look online they've assigned a nominal value of 1.00! The question wasn't asked of me.
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2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions, ski hatch retrofit; extended leather. Aftermarket DVB-T, reversing camera and full XCarlink (Bluetooth etc.).
2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation".
Finally: gone, but not forgotten.....
1998 D2 PF S8. AgateGrey/Platinum. Every option (I think) except electric rear seats, tiptronic steering wheel, ski hatch, towbar & dimming door mirrors.
e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course. (internal dimming mirror added later)
1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon, Auto-dim mirror, Leather, Trip computer, Cruise control, OEM Ford SatNav with CD changer.
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  #16  
Old 19th April 2018, 10:48 AM
HPsauce HPsauce is offline
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The policy documents just say "Market Value" and I'm pretty sure they won't change that wording, so it's a debate to have if (hopefully never) the question arises!

The other odd thing is that it has the winter tyres down as a modification.
My current insurer has a clause saying "Wheels - Winter set to replace standard for season" and I don't need to tell them when I swap.
This lot, and I phoned them, insist that they are told every time I swap the wheels over, sounds crazy.
They did say they do not charge for such changes.
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2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions, ski hatch retrofit; extended leather. Aftermarket DVB-T, reversing camera and full XCarlink (Bluetooth etc.).
2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation".
Finally: gone, but not forgotten.....
1998 D2 PF S8. AgateGrey/Platinum. Every option (I think) except electric rear seats, tiptronic steering wheel, ski hatch, towbar & dimming door mirrors.
e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course. (internal dimming mirror added later)
1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon, Auto-dim mirror, Leather, Trip computer, Cruise control, OEM Ford SatNav with CD changer.

Last edited by HPsauce; 19th April 2018 at 10:59 AM.
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  #17  
Old 21st April 2018, 09:07 AM
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27litres 27litres is offline
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Insurance is not compulsory here, and as a result there's a lot more competition (at least on the face of it).
Third party property and injury is compulsory and included as part of yearly registration (tax).
Third party vehicular and fully comprehensive are optional (though from a litigation perspective you'd be a fool not to have any).

The result is I currently insure the S8 for about au$800 and the only restriction to any driver driving it is a minimum age of either 25 or 30.
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2002 Audi S8 - Project
Replacement head coming arrived thanks to MJ
Silver with Black interior. All features as the '01, with the 'S' mode auto shifter. Dodgey rear tint (need to find a way to get rid of that).
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2009 Volvo XC90 V8 R Design
- has a louder more obnoxious exhaust than the S8, sounds great! Love this thing - Q7 was double the price, and certainly not double the car!

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- Hamilton's Club Sport, Achat Grey (will miss the old girl)
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  #18  
Old 16th May 2018, 09:51 AM
HPsauce HPsauce is offline
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Quote:
Originally Posted by HPsauce View Post
The other odd thing is that it has the winter tyres down as a modification.
My current insurer has a clause saying "Wheels - Winter set to replace standard for season" and I don't need to tell them when I swap.
This lot, and I phoned them, insist that they are told every time I swap the wheels over, sounds crazy.
They did say they do not charge for such changes.
And a weird little follow-up to that. I took the winter wheels/tyres off a while back now and told the insurers.

Our daughter visited us for a few days recently and wanted a car to go house-hunting, so I checked what it would cost to add her temporarily to our insurance; the answer was absolutely nothing in both cases, so I did that.
She was mostly driving the Volvo, but I let her have a go in the S8 as well with me as passenger. She has driven all sorts of stuff from a young age, including borrowing my big company cars when just 17, and regularly takes quite large vehicles to/from construction sites.

As ever with insurers the paperwork didn't arrive until ages later, only just got the Audi-related certificate. On examining it, it still shows winter tyres, even though I told them when I took them off. Strange.

I did just phone to check, told them explicitly that I have standard tyres on now, and they said it was all fine as it was. That's just how they record it!
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2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions, ski hatch retrofit; extended leather. Aftermarket DVB-T, reversing camera and full XCarlink (Bluetooth etc.).
2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation".
Finally: gone, but not forgotten.....
1998 D2 PF S8. AgateGrey/Platinum. Every option (I think) except electric rear seats, tiptronic steering wheel, ski hatch, towbar & dimming door mirrors.
e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course. (internal dimming mirror added later)
1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon, Auto-dim mirror, Leather, Trip computer, Cruise control, OEM Ford SatNav with CD changer.
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