Insurance Quote
 

My number 1 son is currently looking for a car and insurance having just reached the ripe old age of 17, for a laugh he tried getting a quote for my S8 with me as a named driver, what a result............. £24k fully comp and........ £12k 3rd Party Fire and Theft, not bad for a 9 year old car:) worth bugger all:ROFL:

OMG lol the words print, licence to, and money come to mind!! :ROFL:

I suppose he could possibly drive it into some very expensive stuff, lets say through the front doors of Glasgow Audi for example, then £24k would not be that bad:p

it's only 3 times what he'll potentially be paying to insure a Corsa or similar mini-coffin TPFT - almost strikes me as good vfm all things considered PMSL

I believe round these parts the going rate is £4k for TPFT on a supermini for a 17 year old......

LOL stop encouraging the youth of today to drive recklessly . . .
surely you mean drive into the front of a BM* showroom!! :D

God at last a good reason to be happy being an old fart! :p

sorry yes my mistake

Blimey!

And I was upset with £390 last week!

Glad I'm not 17 (well, for that reason at least!)

Neighbours of ours got their 17 yo son a 'pay as you go' policy on the mother's Focus.

I don't know all the details but you nominate when you need the cover to let him learn on the road and they cover that time.

No night driving to begin with, no mates on board and a few other things like that.

You take 3 months or whatever up front and specify the days/weeks etc., etc.

Worth a look...... Aberdeen is in the cheapest area for car ins though :p

If you want and can't find details let me know and I'll ask them for more info +++

Stew,

Thanks Stew, we have found an Insurer that seems to specialise in learner/young drivers and the quotes we have are not too bad, also means he accrues NCB as well, just need to find the car now

Tractor +++ Could do you a good deal

Hi Brian
Would you mind letting me know the details as my son is 17 early next year and we face the same issue.
I do feel for them. I would have been lost without the freedom of a car at 17-18. I bought my first motor at 14 and spent the next 3 years restoring it ready for me to drive :)
Where we live he is stuck asking us for lift to get anywhere, and I've been told the cheapest car to insure for him is a classic VW Beetle! Now there's a pleasure :p
Cheers
Glyn

The problem with classic cars for younger drivers these days is that they can only get cover on a 'standard car' basis, as no classic insurer will cover a 17 yr old as the main driver. By going standard policy they'll basically class the car as scrap if it has a prang on age grounds and write it off - they won't do agreed value.

It is worth exploring - my 1st car was a Mk2 Cortina 1300 Deluxe when I was 19 and the car was 24!

When I've looked at this for friends it's quite often the case that larger cars are better value to insure. Worth plugging different cars into something like confused.com as a comparator. Anything young drivers would generally avoid means it ought to be a little cheaper to insure.

It was a company called Quinn direct, dont know much about them and they would only offer TPF&T, also not sure what happens when he passes his test and becomes the main driver without me there, guess they might bump up the premiums at that point, need to do a bit more research methinks

cheers

I'm going to be paying £3,500 or thereabouts on the RS 6 on a 5k mile a year policy as a second car in a good postcode, with tracker and the car securly hidden away behind gates. Currently paying £1,500 on the BMW, comp with legal cover... I may exceed the agreed mileage too so it will go up to £2k. The joys of youff. Took myself off the RS policy and left my dad and it was £400ish.

FFS.. and there was me bitchin about just over 400 quid for 20k/year with business use lol