I suspect there's an age profile (for the car) issue that's kicking in, in terms of the value of the car as a commodity, and the cost of replacement parts, which makes a write-off more likely than a repair. Also as cars get cheaper, there 'may' be a tendency for them to be driven by people who take less care to avoid minor knocks
I suspect for our S5 they're dropping into sub-£10k territory as a reasonably rapid/affordable family wagon, plus with age on the vehicle the insurance industry will claim that the profile for claims for that vehicle are now better understood (based on claims history), so increases are justified.
Will see how I manage to get on  as an aside, our 2015 Golf GTI is still sub-£250 and hasn't ramped up, which does suggest the car is the issue when it comes to the Audi.....
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===SOLD===2002 Audi S8 D2 Final Edition (yes, really) in Avus Silver with purple extended leather===SOLD===
2011 S5 Sportback in Phantom Black with black Super Sports leather, 9x20s, tech pack high, adaptive xenon plus, intelligent key, memory seats pack, sunroof, B&O, Audi Drive Select & quattro Sports Diff, DAB, parking system plus
2015 VW Golf GTI Performance Pack in Carbon Grey with black Vienna leather, tech pack (Discovery Pro nav & Dynaudio), DCC, factory towbar and retrofit RVC
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