[ainarssems]

Originally Posted by steamship

Does your insurance not have windscreen cover, whereby you only pay a small fee around £65, and it doesn't affect your premium? I had the rear window on the S8 replaced and the renewal price didn't increase.

It does not affect NCD but you still need to declare as claim for the following years, insurers does not say it openly but I strongly suspect it does raise premiums, why else would they be asking to declare. If it's expensive screen it's worth doing on insurance even if premium increase a bit. I had it done for Tesla as it would have been £1k. But for some older/ more common cars you can get aftermarket screen supplied and fitted by independent fitters for £140 or pay £85-100 excess to insurance company and likely also to get increase in insurance premium.