I don't think it's to do with gender, generally I have nothing bad going for me with insurance, my post code is the lowest risk, never claimed (not even for a windscreen), never had an accident in a car, hold a full bike licence (which I am pretty sure makes a difference, have use of more than 1 other vehicle etc etc. Age is really my only downfall.
My premium did rise this year by about £400, but I think everyones did, not just mine.
My insurance in public hire anyway so slightly different than regular premiums for private use.
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07 Silver D3 A/S8L Quattro  S8 front end, Xenons, Bose, Bluetooth, Voice Control, Autodim mirrors, Heated folding mirrors, Double Glazed Windows, Electric Rear & Side Blinds, Black leather Comfort Seats with front memory seats & mirrors, Front & rear heated seats, Interior/Exterior light pack, TV.I.M, AMI, Parking sensors Front & Rear, Air suspension (soon to be lowered), Keyless entry & Start/Stop, 4 zone climate control, Power Boot Open/Close. 
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