I got my Renewal papers in from Bell Direct - looked OK at £305 so I just let it ride, it automatically renews unless you actually bin them.
I meant to get a few quotes but never got round to it.....
Last week I idly looked at the Schedule and see I have a £500 mandatory and a £200 voluntary excess! Argh.... but I've got about a hundred years of no claims so I might just make it again.
I might just remember to get quotes next year.
