The other advantage is a classic policy is that the insurer is more likely to go along with an agreed valuation, rather than pure market value. Which is important as the car could to be "written off" as uneconomic to repair in the event of an accident by a "normal" policy. I have my Fiat Coupe on a classic policy (as it's a '97 car), and it's insured on an agreed valuation, not market value, basis.
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