Everything Ian says about Clegg Gifford is true - and we nearly switched our five cars to them.
Until one of them (my son's and his Focus) moved to a different address, and then they suddenly became very uncompetitive, not covering it as family fleet quote (unlike Admiral), and quoting us £2k as the annual premium for his car, which was more than twice the individual quote element for that vehicle (on the same basis..).
So I think they're probably great, if you're not trying to cover young drivers who may be away from home from time to time.
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