[Night Train]

Hi Bill ,
Sorry to hear of your hassles, I had an insurance company try that on me with my 1968 Rover P5B Coupe, £500 for a first offer and a write off, however, searching through various 'classic' magazines and forecourts and online, I got them up to £3500 to repair it and not write it off.

The same happened with one of my motorcycles when someone did a right on me without indicating or looking, ended up being repaired and ridden for a further 5 years before being sold on (given to a friend)

regarding the whiplash injury, do you have legal cover?, if not try a no win no fee arrangement (but watch for, and ask about disbursements)

I urge both you and your wife to visit your GP, Hospital, specialist as soon as is reasonably possible regarding your whiplash injury (having suffered this) as a whiplash injury is worth something between £1500 and £2500 on average, and the insurance company will know this, and are very unlikely to go to court, especially in the circumstances of your accident.

The thing to bear in mind is that insurance companies aren't charities, and like to make a profit for their shareholders, it's a question of striking the balance of would it be cheaper for them to settle quickly at a figure of near what you demand, or would the court/ lawyers/ expert witnesses costs come to more than this. Their first offer is nearly always derisory, do not be discouraged by it.

If you wish to PM me re the procedure having been through it more than once, feel free to do so.

Best of luck with your claim Bill.


Richard.