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Old 9th December 2012, 11:39 AM
ainarssems ainarssems is offline
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Default Another 8 going off road

Mu mates A8 was hit by uninsured driver who had taken car from his relative without permission. Rear wheel is kicked out of place so it is uneconomical to repair.







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  #2  
Old 9th December 2012, 11:46 AM
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Adrian E Adrian E is offline
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That's a real shame hope the police throw the book at the little scrote!! Even if the family member doesn't want to press charges, if they want their insurance to pay out they'll have to report the car as taken without consent, I suspect.
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Old 9th December 2012, 11:52 AM
HPsauce HPsauce is offline
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What about all these insurers promises "if you're hit by an uninsured driver...."

He could/should press for full a repair. Unless he actually wants a change of car of course.
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Old 9th December 2012, 11:59 AM
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Sorry to hear this, love the colour of the car, what a crying shame.

I was hit by an uninsured driver a number of years ago, damage was limited to a door skin which I ended up paying for myself. Went to court and just before the case was called she pleaded guilty and she received a ridiculously small fine, if I wanted to claim I would have to sue her. What was the point as she would never have paid as she never had a job...So much for the laws of this country.

Hope you manage to get the financial side sorted out without too much hassle.
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  #5  
Old 9th December 2012, 12:29 PM
ainarssems ainarssems is offline
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Police is informed. Driver will face the court ad most likely get driving ban, fine and possibly community work. My mate only has TP,F&Theft insurance so not covered if hit by uninsured driver. No point contacting insurance. The other driver is mechanic and promised to repair the car but as it stands now my friend is pressing him to pay full value of the car and give car to him so that he can repair or do whatever he wants with it.
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Old 9th December 2012, 01:44 PM
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Surely you can either claim against the other party's insurer, or if they consider it to have been stolen, can make a claim via the MIB scheme here:

http://www.mib.org.uk/Customer+Servi...ed+Drivers.htm

The fact the '8 isn't insured fully comp will actually work to his advantage in this case as MIB won't, I believe, pay out if your own insurance would cover the cost.

He has nothing to lose and he should report the damage to his insurer as it's a material fact. There may well be a record of it via police or insurer database so best to be up front, otherwise he may have future insurance cancelled.
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2011 S5 Sportback in Phantom Black with black Super Sports leather, 9x20s, tech pack high, adaptive xenon plus, intelligent key, memory seats pack, sunroof, B&O, Audi Drive Select & quattro Sports Diff, DAB, parking system plus

2015 VW Golf GTI Performance Pack in Carbon Grey with black Vienna leather, tech pack (Discovery Pro nav & Dynaudio), DCC, factory towbar and retrofit RVC
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