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D2 - Everything else Anything that doesnt fit elsewhere |
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#1
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Dispute with insurance value! Can anyone help please?
Hello all
My insurance company has written off my 2.8 Sport They have offered me less than half what I believe is a reasonable retail replacement cost and are currently refusing to budge. I have a Parkers valuation, but they won't take that into account, being a 'consumer' guide. In order to strengthen my case, I could really do with CAP and/or Glass' (preferably both!) 'Retail' values weighted for milage and options. I believe you can only get these as a motor trade professional. Does anyone have access to these, or know someone that may be able to help? I would be very happy to pay for the trouble! Thanks :-) |
#2
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There must be some sort of arbitration/ombudsman service?
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2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions and extended leather. Ski hatch retrofit. Aftermarket reversing camera. DVB-T and XCarlink now removed as redundant. 2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation". (Even rarer than a D2 S8!) Oh, and a brand new engine at just under 30,000 miles on the factory one! Finally: gone, but not forgotten..... 1998 D2 PF S8. Agate Grey/Platinum. Every option (I think) except electric rear seats, Tiptronic steering wheel, ski hatch, towbar & dimming door mirrors. e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course. (internal dimming mirror added later) 1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon. Added Auto-dim mirror, Leather seats, Trip computer, Cruise control, OEM Ford SatNav with CD changer. And before that a lot of Rover 800s, a few oddities, a lovely Triumph Dolomite 1850HL with Overdrive and way back in my schooldays an Austin Seven aka Mini 850! |
#3
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Hi. Yes, there is and I'm prepared to go down that route if absolutely necessary. Right now though, I'm attempting to persuade them to up their offer, and I need more 'ammunition'. I have a couple of written valuations from local traders which I haven't yet sent to them, and could really do with CAP and Glass' values to go with them, to really push my point home. If they still refuse to budge after that, then I would have no choice but to go to the Ombudsman.
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#4
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Sorry to hear
The FOS is the place to go - link below https://www.which.co.uk/consumer-rig...rance-provider But follow their advice about doing things in the right order first
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Confidence is the feeling you have before you know better . . . . Audi A8 D2 3.7 Quattro Sport 1999 FL - Melange 2nd Place Winner - A8-Freunde Annual German Meet 2012 at Edersee 20" x 9" Bentley GTC Wheels with 385mm W12 Front Discs & Bentley Caliper Covers, Front Lowered on Coilovers, Xenons, Combined DRLs and LED Foglights to modified OEM front fog lamp position, Alcantara/Leather, Full Black Alcantara headlining + pillars and blind shelf, Bespoke Flat Bottomed Sports Steering Wheel, Dark Myrtle Wood, Autodim Mirrors, Bose, Blinds, Digital TV, Ski Hatch, Modified rear exhaust section for extra V8 Burble Audi S8 D2 Final Edition 2002, Avus Silver with Red Leather Interior Tiptronic with Sport mode button, Sony rear entertainment package, Bose sound system, Audi Navigation Plus, 20 inch Final Edition alloys, Full Cat Back Stainless Milltek exhaust, giving a great V8 burble Audi A8L D2 4.2 Petrol with LPG - Ebony Black Audi A8L D4 FL 4.0T Petrol twin turbo - Havana Black Audi A2 1.6 FSi Sport - Dolphin Grey with Votex body kit and Red Leather Interior and some other A8's A8L's and Mercs |
#5
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That's a helpful link, thanks! :-)
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#6
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What valuation have they used? Do they not need to use the CAP/Glasses valuation too with adjustments for mileage etc?
For mine I sent in links to similar vehicles for sale showing their valuation wasn't even in the ball-park. I also had (obtained, thanks to the helpful seller) the receipt as I'd only bought the car 6 months prior but I don't think this will be helpful in your case as you've owned the car a while now. I also contact a chap called Tim Kelly here https://www.motorclaimguru.co.uk/ who said he would be able to help if needed. Cost would have been about £200 but potentially can be reclaimed from third party! I hope you can get it sorted. Edit: Check legal case Coles v Hetherton too https://www.fenchurchlaw.co.uk/coles...overy-actions/
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Cars... '93 Audi Coupe 2.0 Alpine White (sold) '99 Audi S4 Merlin Purple - K04 upgrade to 412hp (sold) '00 Audi S8 Agate Grey (Sold ) '11 Audi Q7 4.2tdi Unknown Red (Classic Red Pearl Effect - thanks MJ) Last edited by pete-p; 25th April 2018 at 10:45 AM. |
#7
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Thanks a lot for that! I've contacted Tim.
Insurer has said in writing that their valuation is Glass' 'Retail'. It's so low however, I just struggle to believe it. I did manage to find a CAP 'trade' value (although can't get CAP 'Retail' irritatingly!), which is only just slightly below their value. I think they might be using Glass' 'Trade' value, which obviously is considerably lower than Retail. I asked them for a scan/screenshot/link to the valuation, and surprise surprise, as yet I haven't received it... |
#8
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As it was not your fault it should be the other drivers insurance who payout.
Is the car 'Beyond reasonable cost of repair' or beyond repair? If its repairable then insist its repaired. The other drivers insurance should pay up if faced with a huge bill maybe they'll be more susceptible to a reasonable offer. Just a thought. GL CtL
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Conan (the Librarian) Watch it if you dare Currently, 2000 S8, Merlin Purple, Leather Pack 1, Winter Pack 1, SPAX adjustable suspension, AP Racing 6 pot front caliper, 385mm fully floating disks, EBC Yellow Stuff Pads, Black Diamond grooved rear disks and predetor pads, D2 Doctors Brake Block. 1997 4.2 A8SQ - the Projekt. 12 years and ongoing! 1997 4.2 A8SQ - Ming Blue. Restoration sat waiting; saved from the Scrapyard 2003 C5 Allroad 4.2Q - Cobolt Blue. Towing car. Laid up awaiting manual conversion. 2005 C5 Allroad 2.5TDi FE - Grey - Workhorse. 2015 Q3QS SLine - Daytona Grey. Lots of extras! Long Haired Admirals cutter. Previously 2003 C5 A6 1.9TDI FWD - Loaner from D2 Doctor Lifex 1997 S8 - Ming Blue. Loaned out and written off. I loved that car. My first engine swap after cambelt failure. 1996 4.2 A8SQ - Ming Blue. 178k on a cambelt! Trader's 8. Delivered to A8Parts at Lifex. 2003 2.8 A8SQ - powder blueish. Fill in for a while. Sold on. 1998 1.8T A4 Avant FWD. Ming Blue (there's a theme here), PEX for the 97 S8. And a list of non VAG going back 40 years before I saw the light. |
#9
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Let me know the reg, and mileage and I'll get you a glasses valuation.
But, I'll warn you I've seen a number of older cars come back at scrap value recently, so it might not strengthen you case..... Work checking though.
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For parts enquiries and Forum User Administration please contact customer services directly, not me - enquiry@a8parts.co.uk, www.a8parts.co.uk, or call 01642 783537 The Daily Town Car - 2023 Tesla Model Y Performance. Black with Black. Giant ipad screen, huge sunroof, 4 wheel drive, Tow bar, lots of ooomph and made in China, so actually built properly unlike the Californian ones. The Family Wagon - 2018 Tesla Model X. Black, 7 Seats, Towbar, Homelink, Enhanced Auto pilot with Summon and self park, Heated front seats, CCS Charger upgrade, MCU2 Upgrade, Falconwing Doors, Self opening / closing doors, Netflix, Spotify, toys, Air suspension, alcantara roof + lots of other stuff...... The 17 year old Driver Wagon 2015 Skoda Citigo Monte Carlo. Alloys, Power steering, Aircon, Leccy windows, Sat Nav, bluetooth, central locking, cup holders, 59 whole bhp. Million times better than my first car. Well jealous..... The First 20 Audis: 2001 D2 4.2 QS Silver, 1997 D2 S8 Silver, 1999 D2 4.2 Silver, 2002 D2 S8 Dolphin Grey, 2003 C5 RS6 Blue, 1998 D2 S8 Black, 2000 D2 4.2 QS/S8 Ming Blue, 2003 D3 4.2 Ming Blue, 2005 B7 S4 Blue, 2006 D3 3.0 Tdi Black, 1999 D2 4.2 Silver, 2003 D3 4.2 LPG Crystal Blue, 2000 D2 S8 Silver, 2007 3.0 Tdi Q7 Black, 2009 B8 S4 Black, 1998 D2 S8 Agate Grey, 2006 D3 4.2 Tdi Blue, 2006 D3 S8, 2007 Q7 3.0 Tdi, 2006 C6 S6, The Second 20 Audis: 2011 A7 Sline, 2001 A2 1.4 Tdi Black, 2002 A2 1.4 Tdi Silver, 2006 A8 4.2 Tdi Blue, 2007 4.2 Tdi Q7, 2006 S4 Cab Silver, 2010 RS6 Saloon Black , 2007 TT Roadster, 2010 A8 D4 4.2 Silver, 2006 C6 A6 2.7 Tdi Quattro, 2000 D2 4.2 QS/S8 Ming Blue (again), 2008 Q7 4.2 Black, 2009 C6 RS6 Saloon Daytona Grey, 2001 Fully Loaded A2 Tdi, 2006 Avant S6 Black, 2007 VW Caravelle Exec Black (almost an Audi) 2009 TT Roadster Daytona, 2015 Q7 4.2 tdi lava grey, 2002 GmbH D2 demonstrator, 2006 D3 A8 LWB 4.2 Tdi Black Most Recent Audis: 2001 A2 1.4 Tdi Black, 2007 4.2 FSi Q7 ABT Blue, 2016 S5 Coupe Launch model, 2004 S4 B6 Cabriolet, 2016 Q7 Sline White, 2006 Q7 4.2 FSi Black, 2012 Q7 Sline+ 4.2Tdi White, 2008 Blue Audi S8 Everything Else 1989 Subaru Justy, 1986 Vauxhall Cartlton 2.0 GL, 1985 Vauxhall Carlton 2.2 CDi, 1987 Ford Sierra XR4x4, 1983 Vauxhall Senator, 1985 Vauxhall Senator 3.0i, 1997 Polo Saloon, 1997 Peugeot 306 1.9 TDi, Ford Sierra Sapphire 2000E, 1990 Subaru Justy, 2000 Subaru Impreza, 2000 Subaru Impreza RB5, 1993 Range Rover LSE, 2005 VW Bora, 2003 Skoda Superb, 2003 VW Passat V6 4 Motion, 1996 Peugeot 106, 2000 Range Rover 4.0, 2019 Tesla Model 3 Performance |
#10
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Thanks so much!! :-) Will pm you to follow....
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