D2 insurance renewal time

[Adrian E]

Just signed up for them too

Was paying £121 last year for Britannia Rescue (with 'Boundless' membership for civil servants)

I honestly can't remember the last time I needed recovering - I suspect it was when my BX 16 Valve died with an ignition fault on the A3 near Kingston in about 2001......

[HPsauce]

Just swerving back to the starting point, insurance renewal...…..
I got an email from Privilege (who I switched to earlier in this thread) saying my renewal was nearly due and to review the paperwork with quote etc..
That of course hadn't arrived, but it did so today.

Gone up by almost 10%, so I did my usual rummage online. Couldn't actually find anything much better value. Cheaper yes, but not matching in cover.
I've also been thinking, as I guess many of us have, about SORNing the Audi for a while.

So I went online to see how their renewal process worked (I usually phone) and tried to find about insurance during SORN. No real guidance, just suggesting phone in but due to the current situation lines will be busy, prioritising etc. etc.

So I rang the number suggested (NOT the one on the paperwork) and it was answered within seconds by a cheerful chap with a Scottish accent clearly working from home, but with everything to hand.
After discussing the options around SORN, which is basically either don't insure (not a risk I'd take) or drop to 3rd-party, fire&theft (hardly any cheaper) he sensed my caution and said "lets see what we can do about a loyalty discount" which brought it down below last years. Then we discussed probable mileage which brought it down even further.
I think there are probably specialists who do "laid up" insurance but I don't see the point, being an optimist.

So I ended up renewing, with all features intact, for significantly less than last year, which I'm happy about.
And I'll probably SORN at the end of April, taxing again as and when I decide I need it. Online that's easy now.

I guess we're all different, but for a 2nd car that's cherished but not going anywhere for a while, it's worth asking the questions....

[steamship]

Originally Posted by HPsauce

Then we discussed probable mileage which brought it down even further.

Isn't it remarkable that in an industry that is supposedly 'regulated', every company seems to operate using their own set of standards and options.

I posted it elsewhere, but I have the D2 insured with a 10,000 mile yearly limit. When I had it off the road for almost a year, and then renewed the policy, with a reduced limit of 2,000 miles, I was told that it didn't make any change to the quote. Despite this, I can't find another company that can even match their quotes.

I sometimes think they just sit there with the 'insurance' equivalent of these: