Insurance

[Conan_the_Librarian]

Originally Posted by thebluewhale

After the missus having a minor fender bender around Christmas time, I have just had the renewal quote.



I've lost 2 years no claims and the insurance cost has doubled. I'll try the insurance search sites but I'm not holding out much hope.

It would be cheaper for me to buy and insure a 'run it 'til it dies' piece of crap, put the '8' off the road, fix the broken bits and wait until the cost comes down but I can't bring myself to do it.

This is a black day.

Any help or support appreciated. I've got a major decision to make.

So...

If anyone has, or can point me in the direction of, a car that'll do 1k miles a month with minimal maintenance, is group 1 insurance preferably and not s h i t (is this possible )...oh and cheap as well.

Is there anything fast and comfortable and cheap to insure?

Or... do I pay the thieving feckers?

Not a happy day

Not good Steve, I would be surprised if the comparison sites don't improve on your insures.

[thebluewhale]

Mike,

I'll check, but the company I'm with has always been the cheapest by miles.

Maybe Adrian Flux are worth a go?

[PsYcHe]

I'd definitely check around.. dropped mine by over 200 quid compared to the renewal quote this year. Definitely worth popping the 50 quid on the preotected no claims as well though.

[A8_Tony]

Steve, a black day indeed.......maybe you should get the wife to insure it?

Seriously though, give Adrian Flux a shot, after they've quoted remind them you're an A8OC member.

If you get no joy, PM Dan@Adrian on the A8OC forum

[B@fink]

get yourself a lovely little pug 106 (don't laugh at the back). I have a 106 that is used for walking the dogs and taking rubbish to the tip as those are 2 jobs the 8 isn't getting. Cheap as chips to buy, never broken down (despite 125k miles and 16 years of labour) used nearly enough daily, insurance is less than 15 sheets a month despite being a second car, the parts are laughably cheap (brake discs are 9 quid, oil filters 3 quid, full exhaust was 40....) for a little car the insides are oddly big with a decent boot for a little 'un and nice french squishy seats, its nimble enough, suprisingly nippy (i have got the 1.4...) sips petrol (and cost half as much to fill as the 8 from empty ) and after getting out of an 8 a peice of cake to park and even over winter when the poor little blighter was quite literally buried in the snow all i did was dig to a door, get in and after a week in sub zero it started 1st pull. Ok so its a bit rattly (well, ok, a lot), the interior is made for the same plastics as the insides of a chocolate box, its on skinny tyres so you couldn't throw it about like a rally car (but why would i want to with the dogs sat in it?!?!) and the equipment list reads as.......sunroof, radio, erm, rear wash wipe, and erm lights. I ain't saying that a 106 is the greatest thing since sliced bread, oh no no no, but for what mine is used for and for a car that cost just a tenth of my 8 when new i'm never annoyed that i've got to use it! Personally though, i think i'd stick with the S8 and swallow the insurance... but you asked for a cheap car, and thats my cheap car that is used as a gofor and dogsbody Anyone else got any suggestions of cheap cars?! Just incase the insurance come over all unreasonable.......

[ulfilias]

Another year and another rise on the premium from admiral. A quick check round the sites and Bell was £150+ cheaper, so they matched again. Also it was like £2 extra to protect the no claims !!!

Speaking to the girl i asked how come bell was cheaper when part of the same group and she said internet sites get a discount, so nice to know they like to stick it to thier regular customers

Shop arround, Add a better risk driver to the policy (ie a parent, even when you 37, it makes a difference and should they drive your car its fully comp, bonus) & Check your job title ( http://www.moneysavingexpert.com/ins...ce-job-picker/ ) - Suprising what that can also do to the figures !

[PsYcHe]

im with elephant (same group) and they were more than happy to match the Bell quote i got.