Insurance for wedding hire

[Botang]

Weddings are exempt from private hire licencing so no need to worry about that, not sure how that stands with insurance may get away with it due to the exemption but classic car insurance people would be bet to advise as it common for them.

[Architex_mA8tey]

I don't think weddings are exempt from licensing totally Botang - it varies by local authority, some insist that you register and have drivers licensed etc and some even still make you display the plates on the back of a classic car or limo (Doh!) but thankfully this is less common now than it used to be. Some I have come across even hold a separate register for wedding/funeral/non taxi use.
You certainly have to be insured for the use if you are charging anything at all. The only time none of this applies is if you "do a friend a favour" and use your car for a wedding car at no charge at all.

[daviesbike]

what if it was for a friend but they wanted to cover your costs for you
what are the legal loop poles around this if there are any that is ?

[A8L Chick]

I am also a taxi driver, who runs 4 '8's for weddings / VIP travel to a fair few celebs and use 1 of them as a daily. The cars are all fully plated as hackney carriage. Regardless of how you do it you MUST have public liability insurance, I have 20 mil per vehicle...

Downsides to having a plated vehicle as private use (or a plus side-whichever way you want to take it lol) is that only licence holders can drive your car, so my partner can't drive mine because he hasn't got a hackney carriage badge...

Alot of licencing authorities will not allow you to drive public hire AND private hire, you must have 1 or the other (or do 2 separate tests-which nowadays means taking your actual driving test again to obtain 1 or the other....)

Might be worth looking into chauffeur insurance, but I think you may have to be private hire badged/plated to get chauffeur insurance.

Being that mine are all insured as hackney carriage I am covered for anything, being a prestige car means I get privileges that "normal" cabs in my authority don't get-like being able to work private hire (because I hold both licences) with no rear plate showing AS LONG as it's in the boot.

You'll have to speak to your licencing authority first, then liaise with an insurance broker


HTH Bex

[daviesbike]

The fleet of taxis i use are all Hackney as well, but i did not want the 8 on the same insurance i wanted a stand alone set up with my own car, also in my county if the value of the car exeeds 25k when it was new then displaying the plates are exempt witch is a bonus i guess although i am wanting to provide this service not just in my area but any where would be considered,

just out of curiosity what spec 8's do you run ? petrol, lpg ?

[A8L Chick]

Originally Posted by daviesbike

The fleet of taxis i use are all Hackney as well, but i did not want the 8 on the same insurance i wanted a stand alone set up with my own car, also in my county if the value of the car exeeds 25k when it was new then displaying the plates are exempt witch is a bonus i guess although i am wanting to provide this service not just in my area but any where would be considered,

just out of curiosity what spec 8's do you run ? petrol, lpg ?

1 x 4.2 V8 3 x 3.0 V6 So all Diesel.

Silver one with the S8 bumper in my sig is the highest spec & my daily (of course lol), the rest dont have bose or electric blinds all round like my daily.
All have comfort seats etc etc, the V8 has fingerprint recog (which is utter ****e!) PMSL....

Liked the idea of LPG'ing a W12, but not sure on the actual setup credability from what I've heard it's sketchy, but I think I'll be moving some of them to D4's next year??? Not too sure yet though due to this happening last week....

[Adrian E]

Dribble

[Architex_mA8tey]

ooh an XJ portfolio 3.0 V6 D Auto, nice
how do you find it so far?