Dezzy needs help

[Adrian E]

Yep, for rare/higher value cars the insurers will pay out for a repair so long as it's under the full value of the car, if you push for it. The risk for the insurer on lower end stuff is that the costs quickly escalate to more than the car's resale value.

Was speaking to my local bodyshop recently when I went in for a quote and he said they rarely see insurance assessors any more - pretty much all done by e-mail and photos, although they want stick on rulers used for EVERY mark so they don't pay for any extra remedial work.....

They also said that every Golf that comes in is pretty much an instant write off due to parts prices and complicated (labour intensive) repair costs - surprised me somewhat

[ainarssems]

From the insurers point of view they're covering themselves if the car does go back on the road as it'll require a vic inspection to confirm its road legal

VIC test is only vehicle identity check which basically checks that it is the same car not a stolen car being registered as write-off. They do not check road-worthiness of car but will flag up any obvious safety issues. You do need to pass MOT before going to VIC. You also need to have insurance if You are driving it to VIC. No need for TAX when driving to pre-booked VIC test. You can deliver it to VIC test on recovery truck in which case no insurance needed, still need MOT and car has to be able to drive under it's own power.