Insurance and winter wheels/tyres

[Amanda]

Originally Posted by David's8

I have never come across this before but given that the last few winters has brought a greater demand for using winter tyres (particularly from the "softies" darn sarf who get petrified in a snow flurry ) the insurance companies have obviously taken an interest. This means that they discern a difference in the risk profile for people who do/do not use them. What's not clear is whether this reduces the risk profile (and, therefore, the premium) for those fitting them. It would be worth asking.

Perhaps such tyre swapping is just expected in Norway?

I am very pro this subject
I normally run a winter set (7c or lower) and a summer set (+7c) Although the inital out lay is high it soon is is recuperated as both sets of tires last twice as long.

http://www.tyres-online.co.uk/techinfo/wintertyres.asp

[HPsauce]

Originally Posted by Amanda

normally run a winter set (7c or lower) and a summer set (+7c) Although the inital out lay is high it soon is is recuperated as both sets of tires last twice as long.

Exactly what I do.
(In the picture below both cars have winter wheels and tyres.)

Insurers do not give lower premiums, though I did ask!
In the past some insurers have even charged extra, but I think this practice was firmly squashed some time ago.

[Amanda]

Originally Posted by HPsauce

Exactly what I do.
(In the picture below both cars have winter wheels and tyres.)

Insurers do not give lower premiums, though I did ask!
In the past some insurers have even charged extra, but I think this practice was firmly squashed some time ago.

I cannot understand why they wont give lower premiums as the car is safer in winter with them on

Car with winter wheels on ...................looks like a bloody tdi!!!!!





Car with summer tires on.

[SilverS8]

Here in Norway we use wintertyres since most places (99%) will experience at least snow/ice on the roads for at least a week or more.

The rule here is that you should always use tires for the weathercondition you drive in. If you crash on summertires on snow your insurance wont cover your car and most likely not the damage on whatever you hit.