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#1
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Insurance Scam on me ! Advice please ...
im not going to mention exact details
basically what happened is this a car with identical number plates to mine was involved in an accident last november. this was 200 miles away from me. it seems like the 2 parties only exchanged number plates (weird) anyway..in nov. i got a phone call from my ins. saying why had i not reported this? i said WHAT? i know nothing about it thats a scam i said. MID came up with my car they said. so i got the blame. 5 months later my ins is due Guess what, i was about to lose my NCB i went ballistic at them as they had done nothing. So using a private detective 72 hours later the culprit has been found Owned up to it too cost me lots. Got my NCB back but a ACCIDENT NON FAULT NO PAYMENT marker on my insurance. What shall i do next ?
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Looking for the Holy Grail Audi .. 2018 VW Caravelle Executive T6 2010 A6-C6 3.0tdi LeMans Quattro |
#2
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If I knew who it was (especially if they've owned up to it) I'd sue the culprit.
Or at least invoice them and give them 30 days or so to settle for a 'reduced amount' before taking legal action. Make them aware that legal costs will be added too if it goes to court.
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Mark ------------------------------------------------------ 2002 FE S8 Ebony Black Pearl ------------------------------------------------------ ------------------------------------------------------ Cars Owned: The Tesla Era: 2020 Model S Performance Ludicrous+ (present) (Black, with all black premium interior and carbon fibre décor, 21" sonic carbon twin turbine wheels and FSD capability) The Audi Era: '97 A8 4.2 (Ming Blue) --> '96 A8 4.2 QS (Dark Green) --> '02 FE S8 (present) The Citroen Era: '84 BX 1.6 RS --> '89 BX 1.9 DTR Turbo --> '94 XM 2.0L Turbo --> '96 XM 2.0L Turbo Exclusive --> '00 Xantia Activa 2.0L Turbo The Banger Era: '76 1.2L Lada VAZ-2101 (Ruski Fiat 124) --> '80 1.7L Morris Ital HL, finished in Ermine White and Rust |
#3
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As it's insurance fraud I would have though the insurance co and the police would want to know, maybe I'm being naïve though!
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Cars... '93 Audi Coupe 2.0 Alpine White (sold) '99 Audi S4 Merlin Purple - K04 upgrade to 412hp (sold) '00 Audi S8 Agate Grey (Sold ) '11 Audi Q7 4.2tdi Unknown Red (Classic Red Pearl Effect - thanks MJ) |
#4
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there must be an ombudsman who can force them to take that marker off
someone tried to scam my gf a few years ago by claiming she knocked in to them, falsley, she rang the insurance company to report the faker , the faker didnt make a claim after i had a word on the phone with them, but guess what, marker
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______________________________________________ A8 4.2TDI - Ice Silver, Comfort heated/cooled/massage Seats, Alcantara, Extended Leather pack, Ambient light pack, Solar roof, Night Vision, Lane change assist, Audi presense, Audi BrakeGuard, ACC Cruise, Blinds, Quad Air, AMI, Online services, Parking with rear Camera, Aluminium brushed inlays, Adaptive Zenons, High beam assist, Bose Sound, and more Gone but not forgotten: A8 D3 2005- AMI HDD, Audible Parking, TV, NAV, Bluetooth, Hybrid TV, Aftermarket headrest monitors, Rosstech VCDS / Vagcom |
#5
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[quote=limoncello;109609]there must be an ombudsman who can force them to take that marker off
ive made a formal complaint to my insurers ombudsman will be next question is, does the marker make any difference to the renewal quote ?
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Looking for the Holy Grail Audi .. 2018 VW Caravelle Executive T6 2010 A6-C6 3.0tdi LeMans Quattro |
#6
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Not sure about insurance companies nowadays, but I had a NON FAULT accident 20 years ago (sitting stationary at a roundabout and was driven into). It still affected my renewal quotes for the following few years.
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2001 A8 D2 FL 3.7 Q - LPG Conversion, Engine: AKC, Gearbox:FBB, Colour:LY5X Aqua Blue pearl effect, Interior:WJ light beige/dark beige valcona leather with burr walnut inserts My DIY jobs - Replaced alarm horn, Replaced Coolant Temp sensor, Updated RNS-D firmware, Installed Reversing Camera and Digital TV, Dashcam Installation, Retrofitted Rear Blinds, Auto-Dimming Rear View Mirror, Chrome Boot Struts Sold! 2008 S8 D3 5.2 V10 - Engine: BSM, Gearbox:KLW, Colour:LY7F Suzuka Grey Pearl Effect, Interior:Black/Black with Silver/Black valcona leather with carbon atlas inserts, Bang & Olufsen, Heated windscreen, Soft-close doors, TV, DAB, AMI, Quad Zone, Auto Boot, Auto dim Mirrors, Keyless entry, PDC with rearview camera, AFS II Headlights My DIY jobs - Fan Jet Windscreen Washers, Retrofitted Electric Side Blinds |
#7
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If the initial complaint fails, you could also try the data protection route. They are keeping personal data about you, so principle 4 of the act apples here - information stored must be accurate and up to date
https://ico.org.uk/for-organisations...on-principles/ Fines from the ICO can be pretty scary!
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2004 A8 3.0 TDI Sport Brilliant Black Came with: Black Valcona/Alcantara Leather, KESSY, rear blind, flappy paddle gear change, Phone Prep, TV Added:Bluetooth, AMI, Hybrid TV, Parking plus, Ski hatch, towbar, DAB, Umbrella Holder, Reversing camera, Auto lights, Wheel refurb Things to fix: Turbo fault, power drain |
#8
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Quote:
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Looking for the Holy Grail Audi .. 2018 VW Caravelle Executive T6 2010 A6-C6 3.0tdi LeMans Quattro |
#9
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that is an excellent suggestion
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______________________________________________ A8 4.2TDI - Ice Silver, Comfort heated/cooled/massage Seats, Alcantara, Extended Leather pack, Ambient light pack, Solar roof, Night Vision, Lane change assist, Audi presense, Audi BrakeGuard, ACC Cruise, Blinds, Quad Air, AMI, Online services, Parking with rear Camera, Aluminium brushed inlays, Adaptive Zenons, High beam assist, Bose Sound, and more Gone but not forgotten: A8 D3 2005- AMI HDD, Audible Parking, TV, NAV, Bluetooth, Hybrid TV, Aftermarket headrest monitors, Rosstech VCDS / Vagcom |
#10
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Roberto,
how did the PI help/track down the culprit? had the same number as you ? cheers raj |
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