|
Daily banter For everything, and anything that doesnt fit in elsewhere |
|
Thread Tools | Display Modes |
|
#1
|
||||
|
||||
Car Insurance
Car insurance is increasing in price.
Last year cost me £643 Researching the market is quoting £1284.53 I'll have to wait and see what my current offers renewal at. What is happening.
__________________
Ray at Wigan Pier 2014 A8L D4 4.0TFSI Gold (Sticker says "Beige") Can't leave you in a black smoke cloud anymore.. In progress, Nothing left to do. Gone 2004 A8 D3 3.0 TDI. Ebony Pearl Black (with little bits of other colours and glitter) |
#2
|
||||
|
||||
Quote:
Out of curiosity, I went onto a couple of comparison sites and the best deals they're giving are over £200 more than my renewal, and that is with a £100 voluntary excess AND a compulsory excess of £300-£350. More than half a dozen had compulsory excesses between £600-£700!!
__________________
2001 A8 D2 FL 3.7 Q - LPG Conversion, Engine: AKC, Gearbox:FBB, Colour:LY5X Aqua Blue pearl effect, Interior:WJ light beige/dark beige valcona leather with burr walnut inserts My DIY jobs - Replaced alarm horn, Replaced Coolant Temp sensor, Updated RNS-D firmware, Installed Reversing Camera and Digital TV, Dashcam Installation, Retrofitted Rear Blinds, Auto-Dimming Rear View Mirror, Chrome Boot Struts Sold! 2008 S8 D3 5.2 V10 - Engine: BSM, Gearbox:KLW, Colour:LY7F Suzuka Grey Pearl Effect, Interior:Black/Black with Silver/Black valcona leather with carbon atlas inserts, Bang & Olufsen, Heated windscreen, Soft-close doors, TV, DAB, AMI, Quad Zone, Auto Boot, Auto dim Mirrors, Keyless entry, PDC with rearview camera, AFS II Headlights My DIY jobs - Fan Jet Windscreen Washers, Retrofitted Electric Side Blinds |
#3
|
|||
|
|||
Quote:
Unless you've had one of those fancy black boxes fitted, but are still driving at your "preferred" speeds .....
__________________
Autos Autos everywhere... (1) 2015 Tesla Model S: (was 85D, now 90D ). Silent and deadly, and very fast... But not as fast as Ian's M3P- (2) 2002 D2 S8 Final Edition: Bulletproof and faultless: Brilliant Black with Extended (Red!) Leather. Three-times winner of Best D2 1st prize (3) 1997 Fiat Coupe 20v Turbo: Scots (! ) Green. Fragile, but beautiful. (4) 2010 Fiat Panda 100HP. White Pandamonium (Final Edition!!). Pure old-fashioned 6-speed go-karting. |
#4
|
||||
|
||||
Just had my renewal through the post today, a £100 more than last year
Time to look around...
__________________
Audi D3 S8 - 2007 - V10. B&O, Phantom Black, black and silver interior, and still completely standard with everything working as it should Audi TT - 2015 - Ultra |
#5
|
||||
|
||||
That is shocking Ray, has anything changed in the last year?
Mine went up by £12 to £260 and I couldn't find it cheaper than my renewal at Admiral so stayed with them. They also matched a home insurance quote too which was nice.
__________________
Cars... '93 Audi Coupe 2.0 Alpine White (sold) '99 Audi S4 Merlin Purple - K04 upgrade to 412hp (sold) '00 Audi S8 Agate Grey (Sold ) '11 Audi Q7 4.2tdi Unknown Red (Classic Red Pearl Effect - thanks MJ) |
#6
|
||||
|
||||
Interestingly I was with LV on a multi car. When the renewal came up I did a comparison on each car separately. Saved £340 over LVs quote. When I spoke to them they were unwilling to drop it anywhere near the three separate quotes!
Now I'm with Sheila's Wheels and Tesco.
__________________
Conan (the Librarian) Watch it if you dare Currently, 2000 S8, Merlin Purple, Leather Pack 1, Winter Pack 1, SPAX adjustable suspension, AP Racing 6 pot front caliper, 385mm fully floating disks, EBC Yellow Stuff Pads, Black Diamond grooved rear disks and predetor pads, D2 Doctors Brake Block. 1997 4.2 A8SQ - the Projekt. 12 years and ongoing! 1997 4.2 A8SQ - Ming Blue. Restoration sat waiting; saved from the Scrapyard 2003 C5 Allroad 4.2Q - Cobolt Blue. Towing car. Laid up awaiting manual conversion. 2005 C5 Allroad 2.5TDi FE - Grey - Workhorse. 2015 Q3QS SLine - Daytona Grey. Lots of extras! Long Haired Admirals cutter. Previously 2003 C5 A6 1.9TDI FWD - Loaner from D2 Doctor Lifex 1997 S8 - Ming Blue. Loaned out and written off. I loved that car. My first engine swap after cambelt failure. 1996 4.2 A8SQ - Ming Blue. 178k on a cambelt! Trader's 8. Delivered to A8Parts at Lifex. 2003 2.8 A8SQ - powder blueish. Fill in for a while. Sold on. 1998 1.8T A4 Avant FWD. Ming Blue (there's a theme here), PEX for the 97 S8. And a list of non VAG going back 40 years before I saw the light. |
#7
|
|||
|
|||
I'm still with Privilege for the S8, they wrote to me recently asking if I wanted to apply for a premium reduction due to reduced mileage during lockdown. Didn't actually bother as the premium is so low already and went down at the last renewal that I though any saving would be trivial.
The Volvo, as I think I've noted elsewhere I switched to AvivaPlus quite recently from Privilege due to an inexplicable premium increase; it's pay monthly but only about £19 a month now! That turned out to be a good choice as it needed a new windscreen recently. Heated with cameras etc. behind that all needed realigning, so a 4-hour workshop job. There's no glass replacement excess whatsoever on that policy whereas most seem to be £75 or more!
__________________
2003 D2 FL S8. Irish Green Pearl/Beige. Solar sunroof, auto-dim mirrors, electric rear seat functions and extended leather. Ski hatch retrofit. Aftermarket reversing camera. DVB-T and XCarlink now removed as redundant. 2016 Volvo V40 T5 Cross Country (4WD) with ALL the toys including adaptive cruise etc. etc. Osmium Grey with Blonde/Charcoal leather interior. Polestar performance "optimisation". (Even rarer than a D2 S8!) Oh, and a brand new engine at just under 30,000 miles on the factory one! Finally: gone, but not forgotten..... 1998 D2 PF S8. Agate Grey/Platinum. Every option (I think) except electric rear seats, Tiptronic steering wheel, ski hatch, towbar & dimming door mirrors. e.g. Cruise control, NavPlus/TV, Bose, GSM, Xenons, Solar roof, Parking sensors, Alcantara/leather everywhere of course. (internal dimming mirror added later) 1998 (very early) Ford Focus 1.8 Zetec; ABS/TCS, Heated screen/mirrors, Aircon. Added Auto-dim mirror, Leather seats, Trip computer, Cruise control, OEM Ford SatNav with CD changer. And before that a lot of Rover 800s, a few oddities, a lovely Triumph Dolomite 1850HL with Overdrive and way back in my schooldays an Austin Seven aka Mini 850! Last edited by HPsauce; 25th July 2020 at 08:33 AM. |
#8
|
|||
|
|||
Quote:
__________________
Autos Autos everywhere... (1) 2015 Tesla Model S: (was 85D, now 90D ). Silent and deadly, and very fast... But not as fast as Ian's M3P- (2) 2002 D2 S8 Final Edition: Bulletproof and faultless: Brilliant Black with Extended (Red!) Leather. Three-times winner of Best D2 1st prize (3) 1997 Fiat Coupe 20v Turbo: Scots (! ) Green. Fragile, but beautiful. (4) 2010 Fiat Panda 100HP. White Pandamonium (Final Edition!!). Pure old-fashioned 6-speed go-karting. |
#9
|
||||
|
||||
Quote:
Tesco quoted £1,254.23 Sheila's wheels quote £3,101.71 Privilege couldn't quote at all. I don't think they want to insure me.
__________________
Ray at Wigan Pier 2014 A8L D4 4.0TFSI Gold (Sticker says "Beige") Can't leave you in a black smoke cloud anymore.. In progress, Nothing left to do. Gone 2004 A8 D3 3.0 TDI. Ebony Pearl Black (with little bits of other colours and glitter) |
#10
|
||||
|
||||
Quote:
Sorry for the delay in answering, I had a funeral yesterday in Evesham, another day in the office. Steve, what speeds are you alluding to? I'll have you know that I am a very sedate driver. Only break speed limits by a tiny liddle bit, honest Guv. And no black box fitted. Only change in circumstances that I know of is that some buggers gave me an 80th birthday party!!!!!!!!!!!!!!!!!!!!!!!! I paid the £600 odd last year 'cos I was busy and didn't have time or inclination to shop around. I'd been with Zurich but they wouldn't insure me when I reached 80 so ended up with GA. Bloody frustrating when I still have my full bus licence and I don't have any problems with the bus insurance. It's just my personal car I'm having trouble with. If it's agism I might register the car in my son's name then insure him as registered user with me as an added driver.
__________________
Ray at Wigan Pier 2014 A8L D4 4.0TFSI Gold (Sticker says "Beige") Can't leave you in a black smoke cloud anymore.. In progress, Nothing left to do. Gone 2004 A8 D3 3.0 TDI. Ebony Pearl Black (with little bits of other colours and glitter) |
|
|