Annual insurance game...

[HPsauce]

I know this is an old thread but I can't immediately spot a newer more relevant one.
Just been playing the "game" today, having been away and only having under a week to go I know my options will be limited, but......

My renewal quote is 31% up on last year which seems outrageous, so I called in to "see what they (Privilege) could do". Nothing was the answer, unless I had a competing quote.

So then I did the "Go compare dance" and scrutinised the options. Followed one in some detail onto their web site as it was reputable and seemed to be equivalent - Admiral Gold. That was about 5% more than my last years premium; given inflation not bad. I could have gone lower but I didn't see the point.

Called in again, told Privilege what I'd found and that I thought the competing quote was at least as good cover, better in some areas, specifying exactly which company and cover type and the price. It took about 2 minutes for them to come back with a better offer, not needing any finessing of excesses or any other changes.
Their price was now just £10 more than Admiral which I decided I might as well accept. Overall about a 7.5% increase over last year. Acceptable I guess.