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Daily banter For everything, and anything that doesnt fit in elsewhere |
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#1
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Annual insurance game...
My (multicar) policy always renews in early January, which results in the same, slightly unnecessary, game play of a hiked renewal, a poker-like game play on the phone, and a magical reduction from the original excessive quote.
This years game with Admiral was on a 35 minute phone call, which shaved just over £310 off their initial quote of £1190 for my 4 cars, including my S8 (which was a 22% increase on last year, with no real logical justification) An annoying way to spend ah hour in the first week of the New Year, but at least it didn't take too long this year...
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Autos Autos everywhere... (1) 2015 Tesla Model S: (was 85D, now 90D ). Silent and deadly, and very fast... But not as fast as Ian's M3P- (2) 2002 D2 S8 Final Edition: Bulletproof and faultless: Brilliant Black with Extended (Red!) Leather. Three-times winner of Best D2 1st prize (3) 1997 Fiat Coupe 20v Turbo: Scots (! ) Green. Fragile, but beautiful. (4) 2010 Fiat Panda 100HP. White Pandamonium (Final Edition!!). Pure old-fashioned 6-speed go-karting. |
#2
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I'm running out of time to do the same for my 2.....not helped by the renewal from LV not looking too horrific, and many insurers not being keen to cover the S5 without some stupid excess level!
Also got to do the whole Sky/Virgin Media waltz for TV and broadband.....
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===SOLD===2002 Audi S8 D2 Final Edition (yes, really) in Avus Silver with purple extended leather===SOLD=== 2011 S5 Sportback in Phantom Black with black Super Sports leather, 9x20s, tech pack high, adaptive xenon plus, intelligent key, memory seats pack, sunroof, B&O, Audi Drive Select & quattro Sports Diff, DAB, parking system plus 2015 VW Golf GTI Performance Pack in Carbon Grey with black Vienna leather, tech pack (Discovery Pro nav & Dynaudio), DCC, factory towbar and retrofit RVC |
#3
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This is really interesting,
Admiral Multicar here also, 4 cars and went from £600 to a quote of £1000 in an email that arrived yesterday. I will have to do the same and play the phone game, what did you find got it back down again?
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-- 2001 Audi A2 1.4 SE - Jaipur Red Pearl 2009 Audi D3 4.2 S8 - Avus Silver 2002 Audi D2 2.8 A8 QS - Audi Silver -- |
#4
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I've always found multi car policies more expensive than individual policies, and I always shop around at renewal, currently paying £630 for all 3.
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Audi S8 2015, Daytona Grey Maserati Granturismo 2008, Metallic Nero Carbonio Last edited by briang9; 4th January 2023 at 11:13 PM. |
#5
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So did I till a few years back Brian - funnily enough it was adding the Panda to the "fleet" that seemed to tip it decisively to being cheaper with Admiral, who have beaten separate quotes each year since then.
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Autos Autos everywhere... (1) 2015 Tesla Model S: (was 85D, now 90D ). Silent and deadly, and very fast... But not as fast as Ian's M3P- (2) 2002 D2 S8 Final Edition: Bulletproof and faultless: Brilliant Black with Extended (Red!) Leather. Three-times winner of Best D2 1st prize (3) 1997 Fiat Coupe 20v Turbo: Scots (! ) Green. Fragile, but beautiful. (4) 2010 Fiat Panda 100HP. White Pandamonium (Final Edition!!). Pure old-fashioned 6-speed go-karting. |
#6
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I too was on Multi car insurance with LV. Full no claims on 3 cars. Couldn't budge them last year so insured them separately with LV, Tesco and Sheila's Wheels. Saved £145!
I think this shows that with no datum to judge by, every person / car combination / insures combination is going to produce different results. I may try a couple of brokers this year to see what that gets me.
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Conan (the Librarian) Watch it if you dare Currently, 2000 S8, Merlin Purple, Leather Pack 1, Winter Pack 1, SPAX adjustable suspension, AP Racing 6 pot front caliper, 385mm fully floating disks, EBC Yellow Stuff Pads, Black Diamond grooved rear disks and predetor pads, D2 Doctors Brake Block. 1997 4.2 A8SQ - the Projekt. 12 years and ongoing! 1997 4.2 A8SQ - Ming Blue. Restoration sat waiting; saved from the Scrapyard 2003 C5 Allroad 4.2Q - Cobolt Blue. Towing car. Laid up awaiting manual conversion. 2005 C5 Allroad 2.5TDi FE - Grey - Workhorse. 2015 Q3QS SLine - Daytona Grey. Lots of extras! Long Haired Admirals cutter. Previously 2003 C5 A6 1.9TDI FWD - Loaner from D2 Doctor Lifex 1997 S8 - Ming Blue. Loaned out and written off. I loved that car. My first engine swap after cambelt failure. 1996 4.2 A8SQ - Ming Blue. 178k on a cambelt! Trader's 8. Delivered to A8Parts at Lifex. 2003 2.8 A8SQ - powder blueish. Fill in for a while. Sold on. 1998 1.8T A4 Avant FWD. Ming Blue (there's a theme here), PEX for the 97 S8. And a list of non VAG going back 40 years before I saw the light. Last edited by Conan_the_Librarian; 5th January 2023 at 07:29 AM. |
#7
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Not much really - just me saying I wasn't happy with the renewal figure and wanted to have a chat before looking elsewhere: cue 4 or 5 iterations of discounting/loyalty bonuses/etc over the 30 minute call, till it got to the number I was happy with.
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Autos Autos everywhere... (1) 2015 Tesla Model S: (was 85D, now 90D ). Silent and deadly, and very fast... But not as fast as Ian's M3P- (2) 2002 D2 S8 Final Edition: Bulletproof and faultless: Brilliant Black with Extended (Red!) Leather. Three-times winner of Best D2 1st prize (3) 1997 Fiat Coupe 20v Turbo: Scots (! ) Green. Fragile, but beautiful. (4) 2010 Fiat Panda 100HP. White Pandamonium (Final Edition!!). Pure old-fashioned 6-speed go-karting. |
#8
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Quote:
Just wish my house insurance was as cheap. Just got my renewal in and it's gone from £464 to £705. Time to get on the phone.
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2001 A8 D2 FL 3.7 Q - LPG Conversion, Engine: AKC, Gearbox:FBB, Colour:LY5X Aqua Blue pearl effect, Interior:WJ light beige/dark beige valcona leather with burr walnut inserts My DIY jobs - Replaced alarm horn, Replaced Coolant Temp sensor, Updated RNS-D firmware, Installed Reversing Camera and Digital TV, Dashcam Installation, Retrofitted Rear Blinds, Auto-Dimming Rear View Mirror, Chrome Boot Struts Sold! 2008 S8 D3 5.2 V10 - Engine: BSM, Gearbox:KLW, Colour:LY7F Suzuka Grey Pearl Effect, Interior:Black/Black with Silver/Black valcona leather with carbon atlas inserts, Bang & Olufsen, Heated windscreen, Soft-close doors, TV, DAB, AMI, Quad Zone, Auto Boot, Auto dim Mirrors, Keyless entry, PDC with rearview camera, AFS II Headlights My DIY jobs - Fan Jet Windscreen Washers, Retrofitted Electric Side Blinds |
#9
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My renewal in September went up to £1K5 from £1100 for one car. In my case it is pure ageism. Everyone was quoting similiar apart from the ones that said no chance you are too ld for us.
Tesco emailed me offering it at £900 so I had to snap their fingers off. Being old is crap.
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Ray at Wigan Pier 2014 A8L D4 4.0TFSI Gold (Sticker says "Beige") Can't leave you in a black smoke cloud anymore.. In progress, Nothing left to do. Gone 2004 A8 D3 3.0 TDI. Ebony Pearl Black (with little bits of other colours and glitter) |
#10
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30 minutes on the phone and £140 saved.....
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-- 2001 Audi A2 1.4 SE - Jaipur Red Pearl 2009 Audi D3 4.2 S8 - Avus Silver 2002 Audi D2 2.8 A8 QS - Audi Silver -- |
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